Life Certificate Verification is a process in which the Pensioners (Service/Family) of the State Government have to appear in front of the Treasury Officer or Pension Disbursing Authority to prove that they are still alive to receive the pension.
The pensioner can do this either by Paper based Life Certificate, Physical Appearance, Biometric Fingerprint verification system using Kiosk or Jeevan Pramaan. However to avail most of these services the pensioner has to visit the Treasury Office.
This posed a hindrance and inconvenience to pensioners due to old age, sickness and taking the travel to Treasury Offices. Further, during the current pandemic situation added to the difficulties of a pensioner for live verification.
To overcome these difficulties and to make services easier for a pensioner, NIC in collaboration with Finance Department, Government of Meghalaya has developed a Mobile App called ‘The Pensioner’s Life Certificate Verification’ which offers pensioners a secure, easy and hassle-free interface for verifying their liveness to the Pension Disbursing Authorities from the comfort of their homes using smart phones. The App uses DEEP LEARNING Artificial Intelligence technology whereby it can detect the liveness of a pensioner from real time photographs of living pensioners and the pensioner’s identity will then be verified with the help of Face Verification Technology. The AI algorithms used will learn through experience and with time it will increase in its capabilities of Face Verification as well as Liveness Detection. All the photographs captured are stored in a local server not outside the State or the country. The whole exercise has been closely monitored by the Chief Secretary to ensure ease of use of the App by old age pensioners.
It may be mentioned here that the App is a safe, user-friendly citizen centric service designed specifically to help the pensioners of the State to submit online the Life Certificate digitally using a smartphone with internet connection. The App will also help them in a long way to enable them to receive the pension without moving from their house. The Frequency of Face Verification is once in six months or twice in a calendar year. The records are digitally available with the Treasury Office to automate the processing of the monthly Pension for pensioners.
For better end to end delivery of service, a chatbot called MEDA has also been incorporated in the App where the pensioners can ask queries and type the suggestions for improvement of the App which will be duly monitored.
The App can be downloaded from the Google Play store using the link https://play.google.com/
By Our Reporter
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